Have you got an IDFC FIRST Credit Card? If not, go to a financial institution and get a credit card. You can effortlessly manage your cards because it offers amazing credit card discounts as well as online services. As a result, by using an IDFC FIRST Credit Card, you may avoid issues with credit card billing, tracking, and so on. Continue reading to learn more about the banking institution’s online credit card options. Credit cardholders can use the internet to do the following actions. It is preferable to have a high CIBIL score in order to get the benefits of the IDFC credit card.
List of Services
Below is a list of online services that IDFC credit card users can take benefit from along with their credit cards:
Bill payments
Payments on credit cards must be paid on a regular manner to prevent interest charges, which can vary from 30-40% each year. IDFC FIRST Bank’s credit card hobby cost, on the other hand, began at 9.00 percent per annum, which is much lower than that of other lenders. As a result, there may be an advantage. Use the banking institution’s online facilities, however, to guarantee that the invoices are paid on time. In order to enjoy this particular benefit, all you need to do is log in to your online banking account, then proceed to the ‘Credit Card’ stage and make credit card payments. After that enter the amount that you need to pay, which might be the whole balance on your credit card or the minimum amount required by the financial institution.
Redeeming Rewards
Every credit card transaction entitles you to reward points, which you can subsequently redeem for goods or services. Bonuses are almost certainly granted within the context of a certain service provider category. IDFC FIRST Credit Cards are totally miles-based rewards programmes that can aid with travel. And there is a cashback programme that is generally uncomplicated for cardholders to figure out by utilising tier-based completely cash back rates. It is most likely supplied totally on the basis of many bank-determined parameters. Visit the banking institution’s website to redeem your IDFC FIRST Credit Card reward points.
- Log in to your IDFC FIRST Internet Banking account
- Under the ‘Cards’ option choose your credit card
- Check out “Available Reward Points”
- View the variables “acquired inside the modern billing cycle” as well
- Select “Redeem Points”
- Select a manufacturer from the list of manufacturers displayed on your screen
- Select “Add to Cart”
- Enter the voucher’s cost, The summary of your chosen coupon will be displayed
- To check out, click ‘Proceed’
- Enter your voucher’s shipping information
- Click the ‘Confirm and Proceed’ button
Blocking and Unblocking of Credit Cards
If your IDFC FIRST Credit Card is lost or stolen, immediately disable it using the cellphone app. The bank’s mobile app allows you instant access to online services. So, if you can’t find your card and fear it’s been stolen or misplaced, you may block it in a matter of seconds. If you blocked the credit card quickly, you can unblock it using mobile or internet banking. If you are involved in any form of scam, however, you should completely block the cardboard and seek a replacement.
Online Credit Card Application
In order to view your credit card application online, you can visit the financial institution’s website using your computer or any other internet connected device. Under the ‘Cards’ menu, select ‘Credit Card’ then choose a card from the available options and click on the ‘Apply Now’ option. Fill in your information, such as your name, phone number, and email address. Enter the OTP that you will receive on your mobile number. After completing all of these steps, click on the ‘Submit’ button and wait for the financial institution’s answer. You will receive a notification on your phone and email whether your utility gets approval or is rejected.
Optimise Your Application
If you have applied for an IDFC FIRST Credit Card then you can follow the steps below to monitor the reputation of your utility Company. Click on the ‘Track My Application’ button on the credit card website and enter your details such as beginning date and your mobile number. Tap the ‘Get OTP’ button twice and enter the OTP that you received on your mobile number. You can now check the current status of your IDFC Credit Card. In addition to optimising your application, it is vital to make a CIBIL score login before applying for a credit card to make sure that you have a decent credit score.
